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Commercial Hurricane Coverage in Hawaii

ICAT offers Named Hurricane coverage to commercial property owners in the State of Hawaii on behalf of a diverse line up of strong carrier partners and Lloyd’s of London Syndicates. Coverage is written on a non-admitted basis using a Named Peril form. Quotes for full limits, primary, buffer and excess layers for larger accounts are available through an ICAT underwriter.

Named Hurricane coverage is provided on Building, Business Personal Property, Tenant Improvements or Betterments, Business Income/Rental Value and/or Additional Property Coverage (signs, pools, fences, etc.). Optional coverage includes: Ordinance or Law, Mold Clean-Up and Removal and TRIA.

The Target Accounts for the Commercial Hurricane program are commercial habitational (condominiums and apartments), offices, retail and hotels/motels; with many other occupancies eligible. Accounts are typically less than $50,000,000 in total insured value.

Specific guidelines and per-risk capacity vary by territory and are based upon account risk characteristics.