ICAT Blog
July 31, 2023
The Importance of Proper Valuation
It's estimated that over 75% of commercial properties are underinsured by 40% or more1 due to improper valuation. Sufficient property insurance relies on more than just property value estimation. When estimating a correct property valuation, it’s crucial to consider the cost of rebuilding, such as materials, contractor fees, and other expenses.
July 28, 2023 | Hurricane | Risk Mitigation
2023 Hurricane Season Predictions
NOAA and Colorado State University have released their 2023 Atlantic Hurricane Season predictions. Check out the full details.
April 28, 2023 | Hurricane
Stay Ahead of the Storm: 5 Steps for Hurricane Preparedness
Atlantic Hurricane Season starts June 1 and ends November 30. ICAT aims to help ensure you are prepared for disasters. We have compiled five helpful tips for hurricane readiness.
March 08, 2023 | Insurance Coverage | Risk Mitigation
Roof Maintenance & Your Insurance
Your roof is one of the primary exterior protection barriers, and it is essential to keep it well maintained. Did you know your roof can also affect your insurance rate and eligibility? Insurance companies will always want to see the condition and age of the roof. Here are a few steps you can take to maintain your roof.
March 08, 2023 | Insurance Coverage | Risk Mitigation
How your Roof Affects Your Insurance.
The roof of your home or business is one of the primary protectors against disaster damage. Maintaining your roof is not only crucial to keeping your overall property protected, but it affects your insurance as well.
March 03, 2023 | Earthquake | Flood | Hurricane | Insurance Coverage | Risk Mitigation
Navigating Insurance in a Hard Market
Inflation, a rise in natural disasters, and capacity constraints has brought the insurance world to what is known as a ‘Hard Market.’ Here are a few things you can do to help navigate the ‘Hard Market.’
March 03, 2023 | Earthquake | Flood | Hurricane | Insurance Coverage | Risk Mitigation
The Cycles of the Insurance Market
The insurance industry is cyclical, and each cycle can span several years. We are currently in what is known as a "Hard Market."
February 17, 2023 | Earthquake | Flood | Hurricane | Risk Mitigation
Restore Your Power Safely after a Disaster
Generators are beneficial in the event of a disaster. During a power outage, generators can restore power to essential appliances and keep your home warm. It is imperative to follow safety protocols to keep your generator running properly and your property safe! As always, be sure to read and follow your generator's instructions.
February 03, 2023 | Earthquake | Flood | Hurricane
Do you have a pet emergency plan?
We all know the importance of an emergency plan in a disaster, but does that plan include your pets? Check out these steps to keep your furkids safe!
December 14, 2022 | Earthquake | Insurance Coverage | Risk Mitigation
Is your Earthquake Insurance Policy Covering the Essentials?
When purchasing Earthquake insurance, it is essential to ensure your needs are covered. While some policies may look affordable on the surface, they may lack the coverage you need when a catastrophic event occurs.