ICAT Blog Insurance Coverage
March 08, 2023 | Insurance Coverage | Risk Mitigation
Roof Maintenance & Your Insurance
Your roof is one of the primary exterior protection barriers, and it is essential to keep it well maintained. Did you know your roof can also affect your insurance rate and eligibility? Insurance companies will always want to see the condition and age of the roof. Here are a few steps you can take to maintain your roof.
March 08, 2023 | Insurance Coverage | Risk Mitigation
How your Roof Affects Your Insurance.
The roof of your home or business is one of the primary protectors against disaster damage. Maintaining your roof is not only crucial to keeping your overall property protected, but it affects your insurance as well.
March 03, 2023 | Earthquake | Flood | Hurricane | Insurance Coverage | Risk Mitigation
Navigating Insurance in a Hard Market
Inflation, a rise in natural disasters, and capacity constraints has brought the insurance world to what is known as a ‘Hard Market.’ Here are a few things you can do to help navigate the ‘Hard Market.’
March 03, 2023 | Earthquake | Flood | Hurricane | Insurance Coverage | Risk Mitigation
The Cycles of the Insurance Market
The insurance industry is cyclical, and each cycle can span several years. We are currently in what is known as a "Hard Market."
December 14, 2022 | Earthquake | Insurance Coverage | Risk Mitigation
Is your Earthquake Insurance Policy Covering the Essentials?
When purchasing Earthquake insurance, it is essential to ensure your needs are covered. While some policies may look affordable on the surface, they may lack the coverage you need when a catastrophic event occurs.
December 14, 2022 | Hurricane | Insurance Coverage
Does your Wind Insurance Policy Cover Enough?
With catastrophic events on the rise, it is essential to ensure you have the right coverage in the event of a wind disaster. Below are a few things to think about when looking at wind coverage.
September 27, 2022 | Insurance Coverage | Risk Mitigation
Inflation and What it Means for the Insurance Industry
Inflation is a popular topic of discussion across all industries, including insurance. There are many factors contributing to the rising costs of goods and services such as supply chain issues, labor shortages and changes in technology.
September 12, 2022 | Earthquake | Flood | Hurricane | Insurance Coverage
How ICAT Handles Claims During Hurricane Season
ICAT Boulder Claims has responded to over 67 named storm and handled over 41,000 claims. ICAT Boulder Claims works to ensure our clients can quickly recover from a loss.
July 14, 2022 | Insurance Coverage
Ordinance and Law Coverage
Put simply, Ordinance and Law coverage protects the policyholder for the cost to upgrade their property due to the enforcement of new building codes in the event of a loss.
July 20, 2021 | Hurricane | Insurance Coverage
Wind-driven Rain: What is it and do I need coverage?
ICAT is here to help agents and insureds understand what wind-driven rain is and understand why it's an important coverage to look into.