ICAT Blog Risk Mitigation

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May 23, 2024 | Hurricane | Risk Mitigation

2024 Hurricane Season Predictions

NOAA and Colorado State University have released their 2024 Atlantic Hurricane Season predictions. Check out the full details.

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October 11, 2023 | Risk Mitigation

Demystifying ESG and its Influence on Catastrophe Insurance

ESG, an acronym that’s been making headlines, stands for Environmental, Social, and Governance. Rather than focusing on a company’s values, ESG sheds light on how a company positions itself to face future challenges and risks. Let’s break down what it conveys:

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October 03, 2023 | Earthquake | Insurance Coverage | Risk Mitigation

Shake-Proof Your Property: Six Steps to Earthquake Preparedness

Earthquakes can strike at any time, and they can cause significant damage to your property. That's why it's important to prepare your property for an earthquake.

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March 08, 2023 | Insurance Coverage | Risk Mitigation

Roof Maintenance & Your Insurance

Your roof is one of the primary exterior protection barriers, and it is essential to keep it well maintained. Did you know your roof can also affect your insurance rate and eligibility? Insurance companies will always want to see the condition and age of the roof. Here are a few steps you can take to maintain your roof.

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March 08, 2023 | Insurance Coverage | Risk Mitigation

How your Roof Affects Your Insurance.

The roof of your home or business is one of the primary protectors against disaster damage. Maintaining your roof is not only crucial to keeping your overall property protected, but it affects your insurance as well.

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March 03, 2023 | Earthquake | Flood | Hurricane | Insurance Coverage | Risk Mitigation

Navigating Insurance in a Hard Market

Inflation, a rise in natural disasters, and capacity constraints has brought the insurance world to what is known as a ‘Hard Market.’ Here are a few things you can do to help navigate the ‘Hard Market.’

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March 03, 2023 | Earthquake | Flood | Hurricane | Insurance Coverage | Risk Mitigation

The Cycles of the Insurance Market

The insurance industry is cyclical, and each cycle can span several years. We are currently in what is known as a "Hard Market."

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February 17, 2023 | Earthquake | Flood | Hurricane | Risk Mitigation

Restore Your Power Safely after a Disaster

Generators are beneficial in the event of a disaster. During a power outage, generators can restore power to essential appliances and keep your home warm. It is imperative to follow safety protocols to keep your generator running properly and your property safe! As always, be sure to read and follow your generator's instructions.

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December 14, 2022 | Earthquake | Insurance Coverage | Risk Mitigation

Is your Earthquake Insurance Policy Covering the Essentials?

When purchasing Earthquake insurance, it is essential to ensure your needs are covered. While some policies may look affordable on the surface, they may lack the coverage you need when a catastrophic event occurs.

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September 27, 2022 | Insurance Coverage | Risk Mitigation

Inflation and What it Means for the Insurance Industry

Inflation is a popular topic of discussion across all industries, including insurance. There are many factors contributing to the rising costs of goods and services such as supply chain issues, labor shortages and changes in technology.

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