ICAT offers Non-Admitted Homeowners policies on behalf of Victor Insurance Exchange. Our comprehensive product offers full Homeowners coverage for coastal Tier 1 and Tier 2 homes in the Gulf and Eastern Seaboard. This flexible solution provides many of the same features clients are accustomed to in the Admitted Market, while sophisticated underwriting & risk management allow us to offer consistent, stable capacity. Coverage A is offered for values between $150,000 and $2,000,000 with Total Insured Values up to $3,500,000. Home occupancies can be primary, secondary/seasonal, full-time tenant or short-term rentals. Enhanced coverage is available for options such as Water Back-Up, Extended Replacement Cost, Increased Ordinance & Law and Increased Limits for Coverage C.