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Assisting Clients During a Hurricane Loss

A guide for insurance professionals.

When a hurricane strikes, insurance professionals are vital in helping customers navigate the aftermath. You can offer essential support during this challenging time by prioritizing safety, providing claims assistance, recommending restoration specialists, and sharing community resources.

Prioritize Safety

The safety of your clients should always come first. Remind them to exercise caution when returning to damaged properties and follow local authorities' instructions. Emphasizing safety can prevent further harm and facilitate a smoother recovery process.

Streamline Claims Assistance

The claims process can be overwhelming for policyholders facing hurricane losses. As an insurance professional, guide your clients through documenting damages, filing claims, and communicating with insurance carriers. Providing resources like ICAT's Claims Process Brochure can ease their burden and ensure a swift claims experience.

Recommend Trusted Restoration Services

Clients often need help with property repairs after a hurricane. As an insurance professional, you can recommend reputable contractors and restoration specialists who can help your insureds with these tasks. Connecting them with trusted professionals ensures the restoration process is handled efficiently and effectively.

Share Community Resources

Communities often come together to support those affected by disasters. As an insurance professional, you can connect clients with local resources, including disaster relief organizations, government assistance programs, and community support networks. 

Insurance professionals have a unique opportunity to impact their clients' recovery after a hurricane significantly. By prioritizing safety, streamlining claims assistance, recommending trusted restoration services, and sharing community resources, you can help clients navigate the challenges of rebuilding their lives. Remember, your guidance and support are invaluable during these trying times.

Risk Mitigation Checklist

With the 2024 Hurricane Season predicted to be above-normal, it is crucial to be prepared. This checklist will help you with early preparation.