ICAT Blog

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May 23, 2024 | Hurricane | Risk Mitigation

2024 Hurricane Season Predictions

NOAA and Colorado State University have released their 2024 Atlantic Hurricane Season predictions. Check out the full details.

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October 11, 2023 | Risk Mitigation

Demystifying ESG and its Influence on Catastrophe Insurance

ESG, an acronym that’s been making headlines, stands for Environmental, Social, and Governance. Rather than focusing on a company’s values, ESG sheds light on how a company positions itself to face future challenges and risks. Let’s break down what it conveys:

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October 03, 2023 | Earthquake | Insurance Coverage | Risk Mitigation

Shake-Proof Your Property: Six Steps to Earthquake Preparedness

Earthquakes can strike at any time, and they can cause significant damage to your property. That's why it's important to prepare your property for an earthquake.

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July 31, 2023

The Importance of Proper Valuation

It's estimated that over 75% of commercial properties are underinsured by 40% or more1 due to improper valuation. Sufficient property insurance relies on more than just property value estimation. When estimating a correct property valuation, it’s crucial to consider the cost of rebuilding, such as materials, contractor fees, and other expenses.

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April 28, 2023 | Hurricane

Stay Ahead of the Storm: 5 Steps for Hurricane Preparedness

Atlantic Hurricane Season starts June 1 and ends November 30. ICAT aims to help ensure you are prepared for disasters. We have compiled five helpful tips for hurricane readiness.

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March 08, 2023 | Insurance Coverage | Risk Mitigation

Roof Maintenance & Your Insurance

Your roof is one of the primary exterior protection barriers, and it is essential to keep it well maintained. Did you know your roof can also affect your insurance rate and eligibility? Insurance companies will always want to see the condition and age of the roof. Here are a few steps you can take to maintain your roof.

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March 08, 2023 | Insurance Coverage | Risk Mitigation

How your Roof Affects Your Insurance.

The roof of your home or business is one of the primary protectors against disaster damage. Maintaining your roof is not only crucial to keeping your overall property protected, but it affects your insurance as well.

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March 03, 2023 | Earthquake | Flood | Hurricane | Insurance Coverage | Risk Mitigation

Navigating Insurance in a Hard Market

Inflation, a rise in natural disasters, and capacity constraints has brought the insurance world to what is known as a ‘Hard Market.’ Here are a few things you can do to help navigate the ‘Hard Market.’

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March 03, 2023 | Earthquake | Flood | Hurricane | Insurance Coverage | Risk Mitigation

The Cycles of the Insurance Market

The insurance industry is cyclical, and each cycle can span several years. We are currently in what is known as a "Hard Market."

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February 17, 2023 | Earthquake | Flood | Hurricane | Risk Mitigation

Restore Your Power Safely after a Disaster

Generators are beneficial in the event of a disaster. During a power outage, generators can restore power to essential appliances and keep your home warm. It is imperative to follow safety protocols to keep your generator running properly and your property safe! As always, be sure to read and follow your generator's instructions.

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